Bhai ra, 15 January 2025 er ei shite boshe amar kichu biniyog poramorsho share korte ichcha holo. Ami Banani, Dhaka te ekjon software developer hishabe kaaj korte korte dekhlam je tech field er income stable thakleo future secure rakhte biniyog khub important. Alhamdulillah, kichu bochor dhore alpo alpo kore jeta shikhlam, seta holo biniyog mane shudhu taka joma rakha na, বরং shothik jaigay shomoy moto decision neya. Ekhon onek bhai Pathao ba office e jete jeteo biniyog niye kotha bole, to bhablam ekhane ekta detailed post diye rakhi.
Ami personally jeta diye shuru korechilam seta holo mutual fund type structured biniyog. Karon shuru te onek kichu clear thaake na. Kothay taka dibo, kon risk level nibo, ki vabe portfolio manage hobe ei shob niye confusion thake. Tai shuru te ami low-risk option niye cholechilam jate market er uthal-patal e stress kom lage. Erokom short-term profit er pechone na ghure, ami medium-term growth e focus korechilam, Inshallah long-term e tar upokar pabo bole mone hoy.
Ar ekta jinish ami realize korechi, seta holo real-life financial discipline. Onake dekhchi bKash e taka aslei shobar age jodi cha, fuchka, khabar delivery te chole jay. Ami o aage eto conscious chilam na. Tar por ekjon senior bhai bollo, "mama, earn korle bhalo, kintu earn kore save na korle kono lav nai." Tokhon theke ami ekta system follow kori: masher income theke automatic 15-20 percent invest hoye jay, tarpor baaki diye lifestyle manage kori. Eita Amar jonne khub effective hoyeche.
Tar sathe sathe ami diversified biniyog er upor focus diyechi. Digital startup, taka market, even light real estate based choto-choto fund er dike o takiyechi. Course korechi, YouTube e onek resource dekhechi, ebong experienced bhai der sathe offline adda o disechi. Amar kotha hocche bhai ra, biniyog mane ek shathe boro taka deoya na, বরং ektu ektu kore stable habit banaano. Jodi apnara o shuru korte chan, tahole chhoto amount diye start korun, risk bujhe plan banan, ar shobcheye important holo consistency maintain kora.
Apnader keo jodi Banani, Gulshan, ba Mirpur er kono meetup e join hoye thaken, tahole investment niye share korte paren. Inshallah, ek sathe shikhi, ek sathe grow kori. 😊
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